Table 1. score_reasons

Values of the score_reasons field.

Value Description
HISTORY_TOO_SHORT
STATUS_PAST_DUE
CREDIT_AVAILABLE_TOO_LOW
DEBT_TOO_HIGH
PAST_DUE_DEBT_TRADELINES
BANKRUPTCY
RECENT_INQUIRY Very recent inquiry or inquiries
PAST_DUE_ITEMS
DEMOGRAPHIC
AMOUNT_INQUIRIES The total amount of inquiries is high
OUTDATED
BALANCE_LIMIT_RATIO Balance to credit limit or sanctioned amount is high
NO_RECENT_TRADELINES
INSUFFICIENT_DATA
INSUFFICIENT_MORTGAGE_TRADELINES
INSUFFICIENT_ACTIVITY
FREQUENT_OPEN_TRADELINE Recently opened high number of new tradelines
TRADELINE_DEFAULT
HIGH_AMOUNT_TRADELINES_NEGATIVE_ITEM
REVOLVING_TOTAL_BALANCE_RATIO Balance on tradelines of type revolving to total balance is high
INSUFFICIENT_AMOUNT_TRADELINES
ADVANCE_LIMIT_RATIO Balance on cash advances to advance limit is high
DECEASED
FRAUD
OTHER

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