Nova Credit Passport™ Body

Root Response Structure

The Nova Credit Passport™ response body is segmented into three objects and five arrays with additional data being country-specific. The structure is as follows:

  • meta {object}
  • personal {object}
  • product {object}
  • currencies [array]
  • scores [array]
  • tradelines [array]
  • inquiries [array]
  • identifiers [array]
  • addresses [array]

In addition to the above elements, certain countries provide applicant data that others don't. Such items include:

  • public_records [array]
  • frauds [array]
  • collections [array]
  • nonsufficient_funds [array]
  • bank_accounts [array]
  • other_assets [array]
  • employers [array]
  • other_incomes [array]
  • disputes [array]
  • notices [array]

Example of the JSON structure of the Nova Credit Passport™ response:

{
    "meta": {
        ...
    },
    "personal": {
        ...
    },
    "product": {
        ...
    },
    "currencies": [
        ...
    ],
    "scores": [
        ...
    ],
    "tradelines": [
        ...
    ],
    "bank_accounts": [
    ...
    ]
    "other_assets": [
    ...
    ]
    "public_records": [
    ...
    ]
    "frauds": [
        ...
    ],
    "collections": [
    ...
    ],
    "nonsufficient_funds": [
    ...
    ],
    "identifiers": [
        ...
    ],
    "addresses": [
        ...
    ],
    "employers": [
        ...
    ]
    "other_incomes": [
    ...
    ]
    "disputes": [
    ...
    ]
    "notices": [
    ...
    ]
}

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